The FKN. Truth [link]

This whole lending crisis is killing my sense of logic, the whole thing boils down to this....

Very very very few people in the world are owed almost everything!
Most countries National debts are owed to private banking institutions, what is not owed to them is owed to other countries and is then owed back to these same individuals.
The people at the head of all these financial institutions represent a very small portion of the worlds population, and the people that actually own them are much fewer!

So how many?
Way less than 1000 people, in truth less than 100!

Lets say for arguments sake that there are a million wealthy people that own and run banks.
Do they really need the money so badly that they need to destroy the worlds economy to get it?
And do they deserve it?

The banks stopped lending money because they were worried that people may not be able to pay it back, so what do they do?
They foreclose on mortgages, making sure that people cant pay, and on such a scale that it affected the entire economy ensuring that they couldnt pay and that they couldnt get a loan to do it!!!
And we give them 850 billion in taxpayers money (that we had to borrow actually)
And they still wont lend money out?!?!?!?!?!?!?!?!?!?!

Again, do they deserve it?
Do they need it?

Is it a scam????